Vector Capital PLC

Bridging loans secured against property for investment property purchase, to buy and renovate property, auction purchases and working capital for businesses.

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Max term

100k - 1.5m

Min/Max Loan



As well as providing short-term finance Vector Capital’s hugely experienced management team often offer ‘behind the scenes support’ to the companies they work with. The loans they offer are unregulated ‘business to business’ facilities which are normally secured by a first charge on land and property. Together with its group subsidiaries Vector Business Finance Limited and Vector Asset Finance Limited, the Group is a commercial lending specialist offering secured loans to businesses across the UK.

Vector Capital’s loans are financed primarily from a combination of its own resources and debt facilities. Their services are of particular benefit in scenarios that fall outside the range of high street lenders. They provide the kind of agility needed to seize development opportunities with loans that are fast, flexible, competitive, and available for conversions, refurbishments, and ground-up new builds. As well as development funding Vector offer standard bridging, commercial mortgages and business finance with interest rates set on a deal-by-deal basis.

With over 20 years of experience in the secured commercial lending market and a mature network of key partners including wholesale banks, commercial finance brokers, surveyors, lawyers, and advisors they can provide bespoke solutions to even the most complex cases. As well as residential properties acceptable security also includes industrial, office and retail premises as well as semi-commercial properties and land, many of which often fall outside the scope of their high street rivals. Added to the above a custom designed, cloud based internal software platform further enhances their audit, financial and relationship management by aligning hard won experience with cutting edge technology.

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Contact Vector Capital PLC

Vector Capital PLC
13 Sovereign Park
Coronation Rd
NW10 7QP

+44 208 191 7615

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Frequently Asked Questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

How do I apply for a bridging loan? can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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