Ultimate Capital

Ultimate Capital is a principal lender operating in the property development finance sector, providing bridging loans and funding for projects of all sizes

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Max term

100k - 2.5m

Min/Max Loan


As a provider of financial solutions for the purchase and development of real estate, Ultimate Capital is a highly professional and dedicated lender. By focussing purely on the provision of loans for property developers, this lender is able to provide fast and flexible finance that can be tailored to meet the needs of any of its customers. Ultimate Capital is able to approve finance for a wide variety of different purposes, and will always visit their customers and their projects as part of the loan approval process.

Because Ultimate Capital is a principal lender, they needn’t worry about liaising with another lender to approve each loan; they are able to judge each application on its own merits and make a decision very quickly (often on the spot). Loans are provided exceptionally quickly, and once an application has been approved borrowers are usually able to drawdown funds within 48 hours. This speed, combined with the high degree of flexibility that Ultimate Capital offers, enables their clients to move quickly to secure opportunities or to save valuable deals from falling through; success is a race against the clock when it comes to property development, and a high-speed financial solution is vital to ensure a project succeeds.

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Ultimate Capital
Typhoon Business Centre
Oakcroft Road

+44 208 974 4705


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Frequently asked questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What is a development finance used for?

Development finance can be offered against both residential and commercial property. Development loans are designed to help developers fund refurbishments, renovations, or conversions of existing property or to build brand new properties on a ground-up basis.

What are the key areas of development finance?

Development finance can be used for new build projects, commercial and residential developments, renovations, conversions or for the redevelopment of existing properties. Loans can be used for a vast range of different property types.

How do you determine exactly what type of development finance you need?

By assessing how extensive the project is, how long it is likely to take and how much it is likely to cost in a worst and indeed a best-case scenario. Refurbishment bridging loans will cover a majority of light and heavy refurbishment projects but for more extensive development projects including ground-up builds of one or indeed multiple units, development finance can potentially cover both the land purchase and build costs

How much can I borrow on a development finance loan?

Loans generally range from £25,000 to many millions depending on the size and complexity of the planned development. The amount that can be borrowed depends on the strength of the development proposition, the location, the potential profits, the perceived risks and of course ultimately on the lenders risk appetite.   

Is development finance more expensive than standard bridging loans?

Yes. Rates are generally a little higher for development finance which reflects the greater complexity and slightly higher risk associated with this form of lending.

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