TFG is shorthand for “The Funding Gap” and that is the gap this lender was designed to fill by providing the best bridging loans possible.
Established in 2014, TFG Capital lend to property businesses and investors that require commercial or residential property finance. All lending is non-regulated, and the team focus strongly on funding buy-to-let portfolios, HMO assets and short leasehold deals as well as more standard security assets. The purpose of loan advances can be extremely varied but predominantly they cover refinancing, business debt consolidation, acquisition loans and property investment finance. TFG will also consider both on and off-balance sheet security.
As well as offering flexible and competitive terms TFG pride themselves on working to extremely tight deadlines combined with a no-nonsense approach to lending that provides a level of comfort and certainty that is highly prized by customers. The team do not have to seek approval from lending panels or credit committees or delay their clients plans with what they refer to as a “conveyor belt of over analysis.” To deal with decision makers all you need to do is call TFG.
Key to the above autonomy is the fact that TFG is 100% privately funded. Their core values of being flexible, quick, and direct mould everything they do thereby ensuring service standards remain consistently high. Furthermore, and rather unusually, the TFG team can even offer cashflow finance at up to 50% LTV on plant and machinery. This compliments their short-term property lending and can be used to relieve creditor pressure, for stock purchase or to settle HMRC debts to name but a few purposes. All in all TFG offer a diverse and competitive package.
A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.
Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.
Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%
Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.