Supporting the growth of UK businesses with fast and efficient short-term finance solutions.

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Max term

26k - 1m

Min/Max Loan



Established in 2016, SDKA is a principal specialist lender offering unregulated short-term bridging loans secured against both residential and commercial properties in England and Wales. Having secured enhanced funding from Shawbrook Bank in 2020 the team were able to step up their lending as some larger lenders faltered. They have a strong focus on the residential, mixed use and commercial property sectors, specialising in auction finance, expat loans and light refurbishment deals.

With a direct line to decision makers SDKA undertake to offer a decision in principle inside 8 hours and regularly complete deals in a matter of days rather than weeks. To achieve these turnaround times, they work closely with key partners instructing their legal team within just 2 hours of issuing an offer and running their valuation process con-currently with legal work. A strong focus on service allows SDKA to build lasting relationships supporting business and property investors.

In view of the above it is little surprise to learn that over half of SDKA’s lending is now to existing clients. The team is increasingly helping investors to secure investment properties across England and Wales, many of which are being acquired from corporates under their disposal programmes. To facilitate further growth and fund opportunistic buyers SDKA is in negotiation with several UK banks to significantly enhance its funding base. Put simply they are a lender that loves to lend!

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Latest news from SDKA

Contact SDKA

5300 Lakeside

+44 161 706 1190

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Frequently Asked Questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

How do I apply for a bridging loan? can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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