A hugely experienced team who use their industry knowledge and contacts to create bespoke funding models thereby maximising returns for their clients.
Reditum Capital were founded in 2013 in response to the growing demand for specialist finance solutions in the aftermath of the Global Financial Crisis. From inception their approach was simple and remains so to this day. They aim to raise low-cost capital from their private investor base which they then deploy across short and long-term asset-backed ventures. The team sources deal’s primarily from a property development and planning background and utilise their expertise to provide bespoke solutions to complex property and land transactions.
As well specialising in structured joint venture funding Reditum Capital provide advisory services across select land, residential and commercial assets in the UK and Europe. Investor mandates remain at high levels placing them in a strong position to remain pro-active in the marketplace. Through newly launched subsidiary company, Reditum Lending, they also provide bridge lending solutions to brokers and borrowers helping them to capitalise on key opportunities as these arise with fast, competitive, and highly tailored solutions. They bridge the gap for borrowers.
Funded through an institutional facility as well as its existing internal capital Reditum Lending is actively looking to increase the number of brokers the group works with. Taking cases on a deal-by-deal basis they will accept a significant variety of deals. They see the housing shortage in the UK as a big issue with a lack of lenders prepared to support site acquisition, development exits and senior development finance products. Hence, they are looking to increase the facilities they offer to an ever-wider range of property professionals and landlords right across the UK.
A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.
Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.
Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%
Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.