Precise Mortgages

Precise Mortgages provide homeowners and investors alike with sound, flexible financial products that can be tailored to meet their particular needs.

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Max term

50k - 1m

Min/Max Loan

1st & 2nd


Precise Mortgages is a well-established lender who offers high-quality financial solutions to both the residential and investment market. They provide their customers with a wide range of services and cater for owner-occupiers as well as buy-to-let purchases by offering regulated and second-charge loans. This makes them a valuable option for many different clients, as their ability to meet a wide variety of needs makes their loans appropriate in many different situations.

Precise Mortgages is able to offer finance for chain-breaking and private residential purposes but they also provide larger-scale finance for property developers as well. They’re able to scale their loans to meet the requirements of each customer, and can help developers expand their portfolio by providing funds for purchase at auction, for refurbishment and for renovation.

Precision Mortgages specialise in finance for the real estate market, and as a mortgage provider they are ideally placed to offer both excellent financial solutions and top-notch advice to their clients. Their ability to respond quickly and reliably to applications allows them to expedite financial packages where necessary, and their system is available 24/7; a decision can be received even outside of office hours, which is crucial for projects where time is of the essence.

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Contact Precise Mortgages

Precise Mortgages
Charter Court

+44 800 116 4385

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Frequently asked questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

What rates can I expect to pay on a bridging loan?

In general most bridging loans will fall between 0.5% and 1.5% per month although occasionally they can be either slightly cheaper or slightly more expensive. Each loan is priced on risk with particular attention paid to the property, its location and the strength of your exit strategy.

How long will it take to get these funds?

Many lenders can agree terms in hours and funds can be in place in days rather than weeks. Average completion times with some lenders can be in the range of just 7-14 days. When you require speed to take advantage of a time-limited opportunity can help you to find the best lender for your unique circumstances.

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