Pluto Finance

Pluto is a leading provider of tailored financial solutions for property developers and investors.

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Max term

1m - 30m

Min/Max Loan



Launched in 2011, Pluto have built a strong reputation in the residential development finance sector in the UK. To date they have funded over £1.5bn of development loans and are backed by some of the world’s largest institutional investors. Core services include stretched senior development loans, senior development loans, and PRS term loans.

Pluto also write bridging loans across London and the South East and in addition to residential property will look at commercial property and land only deals. These loans can help with site acquisition, or the re-finance of a completed scheme. The Pluto team understand that no two projects are the same and as a result they evaluate each deal on its merits before tailoring loans to suit each specific client.

Based in the heart of the West End the expert and hugely experienced Pluto team also understand that development funding is complicated and that occasionally plans change. When this happens, they adopt a highly pragmatic approach to overcome any difficulties. In view of this flexibility its little surprise that they build many long-term relationships where customers return again and again for funding and input from the team.

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Pluto Finance
9 Berkeley Street

+44 207 442 2100

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Frequently Asked Questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

How do I apply for a bridging loan? can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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