PCF Bank Bridging

Launched to further diversify PCF’s lending model with a new asset class and to build a product line without a reliance on the master broker market.

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Max term

200k - 2.5m

Min/Max Loan



Having identified an opportunity within the property finance market, PCF Bank have recruited a small but highly experienced team to promote a diverse range of short-term lending products. These products include unregulated loans for property purchases and refinances, auction finance, working capital loans, business finance and development exit. The team have a particularly strong focus on refurbishment loans.

Targeting loans from existing bank relationships where customers have a regular need for finance and from an existing network of introducers the PCF Bridging team will also lend on commercial property. Their loans are available across England & Wales to a maximum of 75% LTV (70% plus rolled interest).

Whilst they are part of a bank the bridging team is at pains to point out that there are no excessive controls. The team and directors have considerable autonomy to make their own decisions without interference from the main bank board. Consequently, decisions on even complex cases are made inside 24 hours and backed up by a slick service so that deals are turned around in the shortest possible timeframe.

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Contact PCF Bank Bridging

PCF Bank Bridging
Pinners Hall
105-108 Old Broad Street

+44 207 227 2426


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Frequently Asked Questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

How do I apply for a bridging loan?

Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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