Specialist lender offering short-term bridging finance solutions to property investors.
Omni Property Finance (OPFL) operates throughout England, Wales, and Scotland. Their focus is on supporting borrowers who require an experienced and thoughtful lender, one that understands their needs. From first contact clients have direct access to a team of decision makers who can offer the tailored and timely solutions required. Omni pride themselves on reaching credit decisions quickly and enabling borrowers to complete on urgent, complex deals in the shortest possible timeframes.
With reduced appetite from traditional mainstream lenders to fund the short-term market, borrowers have become more reliant on lenders like Omni who believe in the fundamentals underpinning the market – namely that the persistent supply-demand mismatch in the UK property market will continue to drive activity. It is specialist teams like that at Omni who are best positioned to offer the bespoke and tailored solutions that borrowers require.
With a primary focus on first charge loans to professional investors, Omni favour refurbishment projects or the acquisition of buy-to-let or other investment properties. To offer a premium service they seek to use the very best professional partners be these lawyers, surveyors, or other experts. They will consider a diverse range of residential and commercial property as well as purely land based loans, albeit at lower loan to values than built security. For informed feedback and a fast decision, a call to Omni is recommended.
A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.
Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.
Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%
Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.