Looking at each application from the widest possible view in order to come up with a truly bespoke solution.
Launched in May 2017 by a hugely experienced team, Octane decided from the outset that they would not be constrained by a restrictive price to loan to value (LTV) matrix. With every loan being unique they dispensed with a product sheet constructed around LTV’s and instead considered all the relevant aspects that go together to make a good deal. By looking at deals holistically they felt they could deliver truly bespoke solutions for their clients and so it has proved.
Octane’s ultra-bespoke lending ensures loans are always adapted to their client’s needs, never the other way around. This flexibility is backed up by easy access to decision makers who are never more than a phone call away and who know how much certainty means to every client. Consequently, when Octane say ‘yes’ to a deal they mean ‘yes’ but by the same token they will always seek to provide quick feedback and an explanation when the answer is no, allowing customers to move on with a better understanding of their own position.
Happy to lend to individuals, expats, and foreign nationals as well as corporate lending to partnerships, limited companies and offshore companies and trusts Octane offer a diverse range of bridging, developer exit, buy-to-let and refurbishment loans. Their commitment to treat customers fairly is underpinned by products with no exit penalties and flexible interest options. In a market where traditional lenders tend to shy away from case quirks and potential obstacles the experience of the Octane team delivers the bespoke, tailored solutions that clients seek.
A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.
Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.
Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%
Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.