MT Finance

MT Finance are a hardworking lender within the bridging industry, and provide funding for clients who need flexible and reliable financial solutions.

Apply Now




Max term

50k - 10m

Min/Max Loan

1st & 2nd


MT Finance is a highly flexible lender who can tailor their products to meet the individual needs of many different clients. This is key within an industry as diverse as that of bridging finance, as it allows them to create financial products for the requirements of a wide variety of different customers. At MT Finance they have a range of financial products to enable developers and investors to kickstart projects in many different fields, and have loans dedicated purely to refurbishment, buy-to-let, chain breaking and auction purchase.

In addition to providing a wide range of loans for different needs, MT Finance pride themselves on being able to alter the terms and conditions of each of their products to suit the needs of each client. This personal approach sets them apart from many other lenders and establishes them as a top-quality provider of financial solutions. This flexibility is partly due to MT Finance’s "non-status" criteria, which emphasise the importance of a borrower’s future plans rather than their existing status and credit history. By focusing on the future and judging each borrower on their own merits, Mutual Trust Finance offers the very best loans on terms to suit and work quickly to meet a borrower’s deadlines.

Meet the team

Your key contacts at MT Finance

Latest news from MT Finance

Contact MT Finance

MT Finance
Level 20,
Broadgate Tower,
20 Primrose St,

+44 203 051 2331

Visit website

Frequently asked questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

What rates can I expect to pay on a bridging loan?

In general most bridging loans will fall between 0.5% and 1.5% per month although occasionally they can be either slightly cheaper or slightly more expensive. Each loan is priced on risk with particular attention paid to the property, its location and the strength of your exit strategy.

How long will it take to get these funds?

Many lenders can agree terms in hours and funds can be in place in days rather than weeks. Average completion times with some lenders can be in the range of just 7-14 days. When you require speed to take advantage of a time-limited opportunity can help you to find the best lender for your unique circumstances.

This website uses cookies to ensure you get the best experience on our website. View our cookie policy.Dismiss