Kuflink is a bridging lender that specialises in the fast provision of short-term finance to a variety of businesses, through their innovative P2P funding model.
Innovation is key in the financial sector, and Kuflink is one of the few lenders to truly capitalise on the capabilities of “FinTech”. By focussing on a particular segment of the market, Kuflink has been able to develop a range of products which meet the particular requirements of their clients, moving extremely quickly to satisfy their demands for short-term finance.
Where Kuflink shine is in their proven track record of arranging bridging finance in record time; as any developer knows, real estate is a highly competitive field, and the company which can move the fastest is often the one to win business. Kuflink enables businesses of all sizes to exploit opportunities as soon as they arise, by sourcing and providing funding in record time.
Driving commercial development at this pace isn’t easy, and Kuflink has had to break new ground to make their vision a reality. The creation of their bespoke P2P lending platform in 2016 is an industry first, which allows individual investors to fund bridging loans of up to £1 million (though Kuflink Bridging always funds the first 20% of each loan). Thanks to this, Kuflink were awarded the Business Product Innovation of the Year at the 2017 Business Moneyfacts Awards ceremony, beating industry giants like Lloyds and Santander and also Best Specialist Finance Provider of the year at the 2017 Property Wire Awards.
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A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.
Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.
Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%
In general most bridging loans will fall between 0.5% and 1.5% per month although occasionally they can be either slightly cheaper or slightly more expensive. Each loan is priced on risk with particular attention paid to the property, its location and the strength of your exit strategy.
Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.