Invest & Fund is an alternative property finance platform focusing exclusively on residential bridging and development finance in England and Wales.
Good lending relationships go far beyond just money. Invest & Fund supports residential development borrowers through every stage of their funding process, applying decades of experience and insight to help deliver successful, well-funded development projects.
Since 2015, the company has specialised exclusively on residential bridging and development finance, lending more than £30m to residential property developers on behalf of 500+ institutional and individual lenders.
Invest & Fund’s team of 30+ property finance experts work alongside brokers and developers to originate, structure and deliver residential development and bridging property finance from £250k to £5m+ across England and Wales.
With credit structuring experts in house, and loan origination capability on the ground across England and Wales, Invest & Fund takes an expert and creative approach to structuring property finance that matches the unique needs of every borrower and every development opportunity.
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A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.
Development finance can be offered against both residential and commercial property. Development loans are designed to help developers fund refurbishments, renovations, or conversions of existing property or to build brand new properties on a ground-up basis.
Development finance can be used for new build projects, commercial and residential developments, renovations, conversions or for the redevelopment of existing properties. Loans can be used for a vast range of different property types.
By assessing how extensive the project is, how long it is likely to take and how much it is likely to cost in a worst and indeed a best-case scenario. Refurbishment bridging loans will cover a majority of light and heavy refurbishment projects but for more extensive development projects including ground-up builds of one or indeed multiple units, development finance can potentially cover both the land purchase and build costs
Loans generally range from £25,000 to many millions depending on the size and complexity of the planned development. The amount that can be borrowed depends on the strength of the development proposition, the location, the potential profits, the perceived risks and of course ultimately on the lenders risk appetite.
Yes. Rates are generally a little higher for development finance which reflects the greater complexity and slightly higher risk associated with this form of lending.