A diverse funding base of long-term institutional investors, funds under management and their own balance sheet ensures that Greenfield Mortgages have the autonomy to make all lending decisions in house.
As a supplier of bridging finance Greenfield Mortgages has been successfully lending for over a decade. During this time, they have built a strong and enduring reputation with their professional introducer network by applying simple but hugely effective business principles. By committing on their decisions and delivering on their promises the Greenfield team has gained a strong reputation for openness and honesty. In short, introducers trust them to deliver results.
Chairman Steve Smith turned his attention to the property market after founding, growing and ultimately selling his ground-breaking retail chain of “Poundland” stores in 2002. Having built a business with over 80 stores and turnover of nearly £200M per annum it was perhaps little surprise that, following the sale, Smith quickly established a strong reputation in the property world. Ultimately this passion for the property sector saw him launch Greenfield Mortgages with a team of industry friends and colleagues in 2009.
Today they operate throughout England and Wales lending both FCA regulated and unregulated loans against a mixture of residential and commercial property. With immediate access to decision makers, introducers receive an agreement in principle (AIP) on acceptable cases within an hour of an enquiry being submitted. Rejections are equally speedy and always fully explained enabling the introducer to better understand and potentially place the enquiry elsewhere. From enquiry to completion the Greenfield team regularly turn things around in less than 7 days. Not only do Greenfield Mortgages promise speed of turnaround – they deliver on it!
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A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.