FBSE Finance are a well-rounded provider of financial solutions for residential clients and SMEs, and emphasise their flexibility and willingness to adapt.
Bridging finance is a highly competitive field, and FBSE Finance is one of the lenders which focuses on providing bespoke, tailor-made loans for residential property owners and SMEs. This approach requires great attention to detail, and means that FBSE must work very hard to adapt their lending criteria to the needs of their borrowers - every client is different, and a check-box mentality is ill-suited to this environment. FBSE pride themselves on creating loan terms that reflect the individual needs of each client, rather than forcing their customers to meet a set of criteria.
FBSE are a flexible lender and look to judge each deal on its own merits, which is possible because of their status as a principal lender. This is important in the financial world, as investment opportunities can be extremely lucrative; while high street lenders might be wary of some borrowers, citing a poor borrowing history, FBSE can determine whether a particular project stands to generate returns, and provide a decision on this basis. In addition, FBSE is able to provide finance all over the UK and has successfully completed loans in Wales, Scotland and the North of England, while many City lenders are reluctant to finance projects outside of the South.
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A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.
Commercial bridging loans are, as their name implies, bridging loans that are secured against commercial property.
Yes. They can be a great tool for landlords who want to do renovations on their properties to improve rental yields. The value of the properties will also reflect these property improvements and make it easier for the landlord to refinance them onto competitive Buy-to-Let (BTL) mortgages and clear any bridging. Like residential bridging, commercial loans can also be useful when a property chain is broken.