Commercial Acceptances

Commercial Acceptances are a principal lender and provider of unregulated fast short-term finance for residential and commercial property.

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Max term

50k - 10m

Min/Max Loan



No lender can operate effectively without specialising in one sector of their business, and Commercial Acceptances have made development finance their field of expertise. By focusing on the provision of top-quality lending products to property developers, Commercial Acceptances enable their clients to access exceptionally high-speed finances. Because Commercial Acceptances are a principal lender, not a go-between, they are able to grant decision in hours, not days, and have been known to turn a project from application to approval in less than a single day.

By cutting out loans to owner-occupiers, Commercial Acceptances ensure that they deal only with developers and investors, and can calibrate their financial solutions to meet these customers’ needs perfectly. Commercial Acceptances further segments their market by devoting a specialised division of the business to larger long-term lending, under their “CA Trade” branch. This enables the lender to put borrowers in touch with the people who have the expertise and experience to help them choose a loan that suits their exact needs. With loans of up to £10 million available, CA Trade deals with well-established commercial developers who rely on their knowledge to help make their projects a success; their glowing track record is a testament to their expertise and reliability.

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Commercial Acceptances
100 George Street

+44 203 857 6350

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Frequently asked questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What is a commercial bridging loan?

Commercial bridging loans are, as their name implies, bridging loans that are secured against commercial property.

How can businesses use a commercial bridging loan?

There are many ways in which businesses can use a commercial bridging loan. Common uses are to cover short-term cashflow issues or to finance tax liabilities. More positively they can be used as working capital and by new businesses as a cashflow injection to acquire additional stock or even to acquire new equipment or premises for the business. Beyond these examples there are a huge variety of ways in which commercial bridging loans can be used.

Can commercial bridging loans be secured against semi-commercial property?

To qualify for a commercial bridging loan the overall use of the property being used as collateral will need to be at least 40% commercial. For example, if the property is a rental unit with a flat above the commercial part of the property would have to represent more than 40% of the total property. Furthermore, most lenders would also insist on a separate entrance to the flat.

Can commercial bridging loans be used by limited and offshore companies?

Yes they can. They can be used by a huge variety of companies and by foreign nationals who can struggle to get High Street Finance.

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