Century Capital

A bespoke lender based in the heart of Mayfair who specialise in providing high-speed finance, and pride themselves on adapting their loans to suit their customers.

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Max term

200k - 7.5m

Min/Max Loan

1st & 2nd


Originally launched in 2012 Century Capital have seen competition within the UK’s bridging loan market dramatically increase with many different lenders now vying for business. In a tightly contested sector, it is fair to say that lenders must go above and beyond to ensure they provide a service that sets them apart from the crowd, and at Century Capital they aim to do just that.

By carefully considering the needs of their clients, Century can create streamlined funding solutions to suit a wide variety of needs. Key decision makers are involved from the outset and are available to assist in progressing applications quickly. This lack of hierarchy and bureaucracy enables the team to offer fast-track completions with turnaround times often measured in days rather than weeks. Funding both residential and commercial property their long track record pays testament to the quality of their service.

Century Capital’s wide range of products suits numerous development and investment opportunities but there is still plenty of scope to alter lending criteria to meet a client’s specific needs. As a traditional asset lender, their decisions are based on the open market value of the property rather than the credit profile of their borrowers. This equity-based approach allows the team to look at a projects potential and ultimately to lend where other lenders might not. By being flexible, adaptive and of course transparent Century Capital have won a great deal of repeat business from satisfied customers. There can be few better testimonials than clients that keep coming back!

Meet the team

Your key contacts at Century Capital

Latest news from Century Capital

Contact Century Capital

Century Capital
10 Albermarle Street

+44 207 495 9191


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Frequently asked questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

What rates can I expect to pay on a bridging loan?

In general most bridging loans will fall between 0.5% and 1.5% per month although occasionally they can be either slightly cheaper or slightly more expensive. Each loan is priced on risk with particular attention paid to the property, its location and the strength of your exit strategy.

How long will it take to get these funds?

Many lenders can agree terms in hours and funds can be in place in days rather than weeks. Average completion times with some lenders can be in the range of just 7-14 days. When you require speed to take advantage of a time-limited opportunity Bridging.com can help you to find the best lender for your unique circumstances.

How do I apply for a bridging loan?

Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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