With a flexible range of short-term finance options this is a lender that is determined to ensure clients never miss a good opportunity.
Founded in 2017, Catalyst is the brainchild of an ex-intermediary who placed billions of pounds worth of bridging finance with a huge range of lenders. Given this background, it is little surprise to find that the Catalyst team will always go the extra mile to achieve the best customer outcomes. They are passionate, positive and treat every customer with integrity and respect whilst delivering flexible, bespoke and sometimes highly leveraged lending.
Catalyst seeks to make every loan application as simple as possible whether it be for standard bridging, development exit finance or light and heavy refurbishment. Applying for a loan is straightforward and as soon as a short online enquiry is received a member of their team will be in touch to advise how much can be borrowed, how much it will cost and how quickly they think they can deliver funds. They will also walk customers through the application process, step by step, and continue to guide them right through to completion.
Accepting most property types as security, a clear and concise understanding of how each loan will be repaid is fundamental to Catalyst’s decision-making process. They offer loans on both a first and second charge basis for any legal purpose, including all types of refurbishment. With deep levels of expertise, the team are also proficient at handling highly complex lending scenarios and, as already mentioned, high leverage loans.
A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.
Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%
Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and Bridging.com can help to find the best loan for you.
Bridging.com can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.