Arbuthnot Specialist Finance

Arbuthnot Specialist Finance Limited (ASFL) is the short-term finance arm of the prestigious and historic Arbuthnot Latham Private Bank which was originally founded in 1833. By combining over 185 years of banking heritage with the huge lending and property experience of the Specialist Finance team, ASFL are able to offer a full range of property finance facilities ranging from purchase and refinance through to large construction funding. Clients quickly see the benefit of short reporting lines, dedicated specialist finance credit functions and hugely experienced underwriting teams.

From the outset the ASFL team won’t view deals and projects as single transactions, preferring to see them as the beginning of a long-term relationship which they will look to develop and build over time. Products are clear and transparent with interest charged daily and the added feature of having no exit fees, default charges or early repayment charges. ASFL won’t over-complicate matters making it far easier for their clients to understand the total cost of any facility.

ASFL offer both individual or corporate borrowers, residential loans for the purchase or refinance of residential investment properties, HMO’s or even land with planning permission for residential development. They offer the same borrowers the ability to purchase commercial property such as retail, office or other commercial proposals. On top of this they will also lend against light and heavy refurbishment projects, permitted development schemes and even full ground up construction projects. The ASFL product range is diverse and their bilateral transactions can be secured against property right across England, Wales and mainland Scotland.