Arbuthnot Specialist Finance

Arbuthnot Specialist Finance Short-term lending. Long-term relationships.

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Max term

30k - 2m

Min/Max Loan



Arbuthnot Specialist Finance Limited (ASFL) is the short-term finance arm of the prestigious and historic Arbuthnot Latham Private Bank which was originally founded in 1833. By combining over 185 years of banking heritage with the huge lending and property experience of the Specialist Finance team, ASFL are able to offer a full range of property finance facilities ranging from purchase and refinance through to large construction funding. Clients quickly see the benefit of short reporting lines, dedicated specialist finance credit functions and hugely experienced underwriting teams.

From the outset the ASFL team won’t view deals and projects as single transactions, preferring to see them as the beginning of a long-term relationship which they will look to develop and build over time. Products are clear and transparent with interest charged daily and the added feature of having no exit fees, default charges or early repayment charges. ASFL won’t over-complicate matters making it far easier for their clients to understand the total cost of any facility.

ASFL offer both individual or corporate borrowers, residential loans for the purchase or refinance of residential investment properties, HMO’s or even land with planning permission for residential development. They offer the same borrowers the ability to purchase commercial property such as retail, office or other commercial proposals. On top of this they will also lend against light and heavy refurbishment projects, permitted development schemes and even full ground up construction projects. The ASFL product range is diverse and their bilateral transactions can be secured against property right across England, Wales and mainland Scotland.

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Contact Arbuthnot Specialist Finance

Arbuthnot Specialist Finance
82 King Street (8th Floor)
M2 4WQ

+44 161 464 3659

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Frequently Asked Questions

What is a bridging loan?

A bridging loan is a short-term loan secured against property. It allows you or your business to “bridge a gap” until either longer-term finance can be arranged, or the underlying security or other assets can be sold.

What can I use a bridging loan for?

Bridging loans can be used for a wide variety of purposes. Perhaps the most common purpose is to allow you to buy a new home or business premises before you have sold your existing property. They can also be used by investors to buy property at auction, landlords to acquire buy-to-lets, developers to acquire and renovate properties and businesses to raise working capital. There are a myriad of different uses and can help to find the best loan for you.

How much can I borrow?

Loans generally range from £10,000 to £50M with smaller or larger amounts provided on an exceptional basis. The value and equity within the property or properties you are securing against will determine how much you can borrow. The maximum loan to value (LTV) currently offered by most lenders ranges between 65-80%

How do I apply for a bridging loan? can help you secure a bridging loan tailored to your own unique circumstances in a matter of days. We can guide you through the entire process from initial enquiry to funds being released in the shortest possible timeframe.

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