/* Bridging dot com — styled on the original bridging.com (navigo/Source Sans, teal + deep teal, soft grey panels) */
:root{
  --head:'Outfit','Avenir Next','Helvetica Neue',Arial,sans-serif;
  --body:'Source Sans 3','Source Sans Pro','Helvetica Neue',Arial,sans-serif;
  --ink:#252525;
  --muted:#4d5357;
  --teal:#37ddd7;
  --teal-hover:#5ce6e1;
  --deep:#084656;
  --deep-hover:#0b5b70;
  --grey:#fafafa;
  --card:#f2f2f2;
  --line:#e3e6e7;
  --white:#fff;
  --r-lg:20px;--r-md:10px;--r-sm:5px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font:400 18px/1.5 var(--body);-webkit-font-smoothing:antialiased}
a{color:var(--deep)}
img,svg{max-width:100%}
.wrap{width:min(1180px,calc(100% - 40px));margin:0 auto}
.narrow{width:min(760px,calc(100% - 40px));margin:0 auto}
h1,h2,h3,h4{font-family:var(--head);font-weight:800;line-height:1.15;margin:0;letter-spacing:-.01em;text-wrap:balance}
h1{font-size:clamp(40px,5.6vw,62px)}
h2{font-size:clamp(32px,4vw,42px)}
h3{font-size:clamp(22px,2.2vw,26px)}
.lg{font-size:clamp(19px,1.6vw,24px);line-height:1.5;margin:0}
:focus-visible{outline:3px solid var(--deep);outline-offset:3px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 26px;border-radius:var(--r-sm);border:1px solid transparent;font:500 17px var(--head);text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn-primary{background:var(--teal);border-color:var(--teal);color:#10282e}
.btn-primary:hover{background:var(--teal-hover);border-color:var(--teal-hover);color:#10282e}
.btn-secondary{background:var(--deep);border-color:var(--deep);color:#fff}
.btn-secondary:hover{background:var(--deep-hover);border-color:var(--deep-hover);color:#fff}
.btn-outline{background:transparent;border-color:var(--deep);color:var(--deep)}
.btn-outline:hover{background:var(--deep);color:#fff}
.btns{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}

/* header */
.site-header{position:absolute;top:0;left:0;right:0;z-index:10}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:28px 0}
.logo{display:inline-flex;color:var(--ink)}
.logo svg{height:35px;width:auto;display:block}
.head-btn{min-height:44px;padding:9px 22px}

/* hero */
.site-header .logo{color:#fff}
.hero{position:relative;isolation:isolate;background:#2f7fc1 url(hero.jpg) 62% 35%/cover no-repeat;color:#fff;padding:200px 0 130px;text-align:center}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(6,40,60,.28),rgba(6,40,60,.12) 55%,rgba(6,40,60,.32))}
.hero h1,.hero .lg{text-shadow:0 2px 18px rgba(0,30,50,.35)}
.eyebrow{display:inline-block;margin:0 0 22px;padding:6px 18px;border-radius:20px;background:var(--deep);color:#fff;font-size:14px;letter-spacing:.04em}
.hero h1{max-width:860px;margin:0 auto 22px}
.hero .lg{max-width:640px;margin:0 auto 34px}
.hero-points{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 28px;margin:46px 0 0;padding:0;list-style:none;color:#fff;font-size:17px;font-weight:600}
.hero-points li{display:flex;align-items:center;gap:8px}
.hero-points svg{width:20px;height:20px;color:var(--teal);flex:none}

/* sections */
.section{padding:110px 0}
.section.grey{background:var(--grey)}
.section-head{text-align:center;max-width:760px;margin:0 auto 56px}
.section-head .lg{margin-top:16px;color:var(--muted)}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;counter-reset:s;list-style:none;margin:0;padding:0}
.steps li{background:var(--card);border-radius:var(--r-lg);padding:36px 30px;display:flex;flex-direction:column;gap:12px}
.steps li::before{counter-increment:s;content:counter(s);display:grid;place-content:center;width:46px;height:46px;border-radius:50%;background:var(--teal);color:#10282e;font:800 20px var(--head);margin-bottom:14px}
.steps h3{font-size:22px}
.steps p{margin:0;color:var(--muted)}
.center-cta{text-align:center;margin-top:52px}

/* lend-to cards */
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.cards article{background:#fff;border-radius:var(--r-lg);padding:40px 34px;display:flex;flex-direction:column;gap:12px;box-shadow:0 1px 0 var(--line)}
.cards .ic{width:52px;height:52px;border-radius:14px;background:rgba(55,221,215,.18);color:var(--deep);display:grid;place-content:center;margin-bottom:12px}
.cards .ic svg{width:26px;height:26px}
.cards h3{font-size:22px}
.cards p{margin:0;color:var(--muted)}

/* why-direct */
.direct{display:grid;grid-template-columns:58fr 42fr;min-height:600px;background:#fff}
.direct-text{align-self:center;padding:90px 64px 90px max(20px,calc((100vw - 1180px)/2))}
.direct-text h2{margin-bottom:22px}
.direct-text .lg{max-width:560px;margin-bottom:38px}
.direct-img{background:#ccc url(direct.jpg) 68% center/cover no-repeat}

/* call band */
.call{background:var(--deep);color:#fff;text-align:center;padding:100px 0}
.call h2{color:#fff;margin-bottom:14px}
.call h2 a{color:var(--teal);text-decoration:none;white-space:nowrap}
.call h2 a:hover{text-decoration:underline}
.call p{margin:0 auto 30px;max-width:560px;color:#d5e6ea;font-size:20px}

/* faq */
.faq{display:grid;gap:12px;max-width:860px;margin:0 auto}
.faq details{background:var(--card);border-radius:var(--r-md);padding:0 28px}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 0;font:800 21px/1.3 var(--head)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;width:34px;height:34px;border-radius:50%;background:#fff;display:grid;place-content:center;font:400 24px/1 var(--body);color:var(--deep)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0;padding:0 0 26px;color:var(--muted)}

/* start */
.start{padding:110px 0}
.start .panel{background:var(--grey);border-radius:var(--r-lg);padding:80px 40px;text-align:center}
.start h2{margin-bottom:16px}
.start .lg{max-width:620px;margin:0 auto 34px;color:var(--muted)}

/* footer */
footer{background:var(--grey);padding:56px 0;font-size:15px}
.foot{display:grid;gap:14px;justify-items:start}
.foot .logo{margin-bottom:10px}
.foot .logo svg{height:30px}
.address{font-weight:700;margin:0}
.legal{margin:0;color:var(--muted);max-width:900px;line-height:1.6}
.legal a{color:inherit}

@media (max-width:980px){
  .direct{grid-template-columns:1fr;min-height:0}
  .direct-img{order:-1;height:340px}
  .direct-text{padding:64px 20px;justify-self:center;text-align:center;max-width:680px}
  .direct-text .lg{margin-left:auto;margin-right:auto}
  .steps{grid-template-columns:repeat(2,minmax(0,1fr))}
  .cards{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:640px){
  .hero{padding:140px 0 90px;background-position:68% 30%}
  .section,.start{padding:72px 0}
  .steps,.cards{grid-template-columns:1fr}
  .start .panel{padding:56px 22px}
  .faq details{padding:0 20px}
  .faq summary{font-size:19px}
  .logo svg{height:30px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}